We are a part of Circle Payments Network (And Here’s Why It Matters)
Moving money across borders is broken.
We've known this for a while and if you've ever tried to pay someone overseas or waited days for a wire to clear, so have you.
At Saber, we've been building the payment infrastructure to fix it, using stablecoins to make cross-border payments faster and cheaper. We've processed over $3 billion in payment volume so far, powering everything from remittances to payroll to treasury operations.
Today, we're sharing some big news: Saber is now integrated with Circle Payments Network (CPN) as a Beneficiary Financial Institution.
This matters for us and more importantly, for the businesses we work with.
What this means
CPN connects financial institutions around the world, enabling real-time settlement of cross-border payments using regulated stablecoins like USDC and EURC.
For Saber, this integration means we can now offer instant fiat off-ramping to businesses globally. In plain English: companies can move USDC through our platform and get local currency landing in bank accounts, instantly, 24/7.
A concrete example:
Say you're a fintech that needs to pay out to users across Southeast Asia. Traditionally, that means maintaining relationships with banks in multiple countries, dealing with pre-funding requirements, and waiting for business hours in each timezone.
With our CPN integration, you settle payments in USDC and we handle the conversion into local currency : Indian rupees, Philippine pesos, euros, or any other currency we support. Instantly. Any day of the week.
Why we did this
Traditional cross-border payments run through a chain of intermediaries, each taking a cut and adding delay.
Here's what actually happens when you send money internationally through legacy banking: your payment goes from your bank, to a correspondent bank, to another correspondent bank, to the recipient's bank. Every step adds time, fees, and points of failure. The whole process can take 3–5 business days, and you pay premium fees for the privilege of waiting.
Stablecoins solve most of this. They move at internet speed, work around the clock, and cost pennies compared to wire transfers.
But there's been a missing piece: seamlessly converting stablecoins into local currencies when they're needed.
That's what we've been focused on solving at Saber. We've built the on-ramp and off-ramp infrastructure. Plugging into a network like CPN takes it further : giving businesses access to a global payment network that actually works the way modern commerce demands.
CPN brings seamless connectivity to domestic real-time payment systems worldwide, while upholding the compliance, security, and trust that financial institutions need to meet their regulatory obligations. Our participation helps unlock programmable payments with USDC and EURC.
What this changes for other CPN participants
If you're already on CPN, here's what our integration opens up:
New corridors — Access to India (INR), the Philippines (PHP), Europe (EUR) and more.
Lower costs — Fewer intermediaries, lower fees.
Better liquidity access — Enhanced access to USDC liquidity.
24/7 operations — No more waiting for Monday morning to clear a payment.
Whether you're running a remittance company, managing payroll for distributed teams, or handling treasury across multiple entities, these upgrades make the job easier.
The bigger picture
Stablecoins are fundamentally changing how money moves across borders, and this integration with CPN is an important step in that shift.
Legacy payment infrastructure was built for a different era : one where payments moved slowly because information moved slowly. That hasn't been true for a long time. Yet a lot of businesses are still stuck on payment rails from the 1970s.
The shift to stablecoin-based infrastructure isn't theoretical anymore. It's happening in real time. Companies are choosing stablecoins for international payments because they work better, cost less, and are more transparent than traditional options.
CPN is a compliant, programmable platform for payments on the internet. It unifies disparate payment networks and local currencies, enabling 24/7 real-time settlement using stablecoins. That matters, because businesses operate globally and around the clock, even if banks don't.
We're working with CPN to bring real-time stablecoin settlement to more businesses and more regions, with seamless fiat payouts on the other side.
What's next
This integration strengthens our payment solutions across remittances, payroll, and fintech use cases. If you're building for the new digital economy and need reliable infrastructure to do it, we'd love to talk.
A quick note on the foundation underneath all of this: Saber is licensed and registered in 8+ countries, including India (FIU), UK (S21), EU (VASP), Canada (MSB), US (MTL), and Australia (AUSTRAC). Compliance and security have been core features of the platform from day one — not afterthoughts.